GFPA Growth Funeral Plan Annuity is a deferred annuity product offered by a select group of Funeral Homes that are members of Guaranteed Funeral Deposits of Canada Fraternal.

It offers payment flexibility and peace of mind. If you pay in a lump sum your funeral is fully and immediately covered. If you pay in installments, your death benefit will be what you have paid so far with interest.

The growth in your death benefit is tax-free because your plan is an eligible Funeral Arrangement. If the death benefit exceeds the funeral price on the funeral you planned, the excess at time of need is paid tax-free to your beneficiary.

When you purchase a GFPA plan you are eligible to enroll in the World Wide Travel Plan. It goes into effect immediately even if you are paying your funeral in installments. If death should occur while out of the country or just 100 kilometers or more out of town (60 Miles) the plan covers all the expenses to transport the deceased to the funeral establishment where the arrangements are made.

The following is a summary of benefits of GFPA:

• Funding flexibility
• Pay in one lump sum
• Pay over the course of one, two, three, four or five years
• Pay monthly, quarterly, semi-annually
• Tax-free benefits
• World Wide Travel Assistance Plan
• Joint Coverage option
• Plan can be cancelled without penalty
• Plan is portable should you move