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Disclaimer

Important Legal Notices to All Users of This Web Site

By accessing this web site and any pages thereof, you agree to be bound by the terms of the Legal Notices set out below. If you do not agree with the terms of these Legal Notices, do not access this web site or any pages thereof. Legal Notices:

Confidentiality
Absent the use of encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. Guaranteed Funeral Deposits of Canada (Fraternal) cannot ensure the privacy and authenticity of any information or instructions you send to us or that we send to you over the Internet. Guaranteed Funeral Deposits of Canada (Fraternal) will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.

No Advice
The information provided on this web site is intended for informational purposes only. Many factors unknown to us may affect the applicability of any statement or comment that we make on our web site to your particular circumstances. You should consult directly with a Guaranteed Funeral Deposits of Canada (Fraternal) representative before acting on any information on this web site.

Facts and information provided on this web site are believed to be accurate at the time they are posted. However, this web site could include inaccuracies, typographical errors, or out-of-date information. Changes may be made at any time to the information on this web site without prior notice. Please consult the office of Guaranteed Funeral Deposits of Canada (Fraternal) for complete and up-to-date information on products and services.

Disclaimer of Warranty and Limitation of Liability
GUARANTEED FUNERAL DEPOSITS OF CANADA (FRATERNAL) DOES NOT WARRANT THE ACCURACY, COMPLETENESS, QUALITY, ADEQUACY OR CONTENT OF ANY INFORMATION ON THIS WEB SITE. SUCH INFORMATION IS PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED CONDITIONS AND WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE MAY NOT APPLY TO YOU.GUARANTEED FUNERAL DEPOSITS OF CANADA (FRATERNAL) WILL NOT BE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM THE USE OR MISUSE OF THIS WEB SITE, OR THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT THEREOF, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES ARE REASONABLY FORESEEABLE.

No Solicitation
Nothing on this web site constitutes a solicitation or offer by Guaranteed Funeral Deposits of Canada (Fraternal) to buy or sell products or services of any kind whatsoever.

Applicable Agreements
All products and services of Guaranteed Funeral Deposits of Canada (Fraternal) are offered for sale subject to the terms of the applicable agreements. Please consult any office of Guaranteed Funeral Deposits of Canada (Fraternal) for complete and up-to-date information on products and services.

Pre-Authorized Debit (PAD) Agreement
The user may revoke authorization at any time, subject to providing notice of 10 business days.  To obtain a sample cancellation form, or for more information on my right to cancel a PAD Agreement, the user may contact their financial institution or visit www.cdnpay.ca

The user has  the right to receive reimbursement for any debit that is not authorized or is non consistent with the GFD Pre-Autrhorized Debit (PAD) Agreement. To obtain more information on my recourse rights, contact your financial institution or visit www.cdnpay.ca

Applicable Jurisdiction
The information on this web site is intended for use by persons resident in Canada only. Any products or services mentioned on this web site are made available only in accordance with local law. The information contained in this web site is deemed to be provided in Ontario and is subject to Ontario law and the laws of Canada applicable therein.

Software Back-up
While every effort is made to ensure that any software provided on this web site is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system.

Hyperlinks Are Not Endorsements
Links to other web sites or references to products, services or publications other than those of Guaranteed Funeral Deposits of Canada (Fraternal) on this web site do not imply the endorsement or approval of such web sites, products, services or publications by Guaranteed Funeral Deposits of Canada (Fraternal).

Trade Marks Belonging to Guaranteed Funeral Deposits of Canada (Fraternal) or Other Entities
"GFD (roundel symbol) Guaranteed Funeral Deposits of Canada (Fraternal)" is a trade-mark of Guaranteed Funeral Deposits of Canada (Fraternal). "Guaranteed Funeral Plan (rectangular symbol)" is a trade-mark of Guaranteed Funeral Deposits of Canada (Fraternal). "Growth Funeral Plan Annuity (rectangular symbol)" is a trade-mark of Guaranteed Funeral Deposits of Canada (Fraternal). All other product and service marks mentioned on our web site are the trade-marks of their respective owners.

Copyright Guaranteed Funeral Deposits of Canada (Fraternal) 2005
Guaranteed Funeral Deposits of Canada (Fraternal) either owns the intellectual property rights in the underlying HTML, text, images, audio clips, video clips, software and other content that is made available to you on this web site (the "Content"), or has obtained the permission of the owner of the intellectual property in such content to use the content on this web site.

Guaranteed Funeral Deposits of Canada (Fraternal) grants to you a limited license to display the Content on your computer and print the Content on your printer solely for your own personal non-commercial use provided that you do not modify the Content and that you do not delete any of the proprietary notices. Last Revised on May 29 2003.

Refund and Cancellation Policy
Guaranteed Funeral Deposits of Canada (Fraternal) guarantee a full refund (100%) for all credit card transactions upon the funds being received to Guaranteed Funeral Deposits of Canada (Fraternal).

Currency
All transactions at Guaranteed Funeral Deposits of Canada (Fraternal) are in Canadian Dollars.

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