CONTACT US 1800 268 2466 | info@gfd.org

FUNDING PLATFORMS


TRUST


GFD PROVIDES FULL MANAGEMENT OF YOUR TRUST PORTFOLIO. GFD TRUST PRODUCTS CARRY COMPETITIVE INTEREST RATES, MARKETING ALLOWANCES AND HAVE NO RISKS OR PENALTIES ASSOCIATED WITH THEM.

GFD’s unique benefit comes from its laddered portfolio of membership money. A laddered portfolio staggers the maturities of groups of GIC’s in the fund. Every quarter the funds are reviewed and re-invested at the best possible rate. This practice allows us to handle the ever-changing growth rates in a manageable and more efficient way.  

NO PENALTIES!

There are no penalties, binding contracts, dues or fees when placing your pre-need funds with GFD. As a Member, you reap all the benefits GFD has to offer when you place your first pre-need trust deposit with us. No other trusting establishment offers this level of ease and comfort.

FLEXIBLE TRUST PLAN OPTIONS

Choose the Trust Plan that best suits your business model. You can put the entire growth rate into the value of the certificate, or choose one of three levels of allowances. GFD also gives you the choice to change your option annually to fit your cash flow needs.

INSURANCE-BASED PRODUCTS


OUR INSURANCE-BASED PRODUCTS ARE THE LEADERS IN THE INDUSTRY AND ARE EXCLUSIVE TO GFD MEMBERS. ALL OUR PRODUCTS OFFER GUARANTEED GROWTH RATES AND ARE UNDER WRITTEN BY ASSURANT LIFE OF CANADA. THE BENEFITS OF THESE PRODUCTS INCLUDE:

    • Simple application forms
    • Upfront cash allowance
    • Excellent management tool to monitor performances for each of your employed funeral professionals through the Monthly Enroller Report
    • Comprehensive travel assistance plan through World Wide Travel Insurance (WWTI)
    • Victoriaville Casket price protection guarantee

ANNUITY

Regarded as the best in the industry, the GFPA, Growth Funeral Plan Annuity, is a deferred annuity with a guaranteed growth rate. If you want to offer your clients a funding option that has payment flexibility, no risk, no health questions, and no penalties while receiving an upfront cash allowances, then this plan is perfect for your clients and you.

INSURANCE

The GFP and GFPIA plans are designed to offer more flexibility for you and your client through payment options, increased allowances and a guaranteed growth rate. This plan gives you a competitive advantage in the market by offering a low insured premium. No one within the eligible age bracket will be denied under this plan. Your client’s premiums are not affected by the health questions.

TRAVEL ASSISTANCE PLANS

With our Insurance and Annuity Products we offer a WWTI (World Wide Travel Insurance) which has many advantages for the client, including the ability to pay their premiums over time. This plan can be sold as a rider on GFP, GFPA, and GFPIA plans. We also offer an exclusive GFD Stand Alone Travel Assistance Plan (TAP) which can be sold without a funeral service contract. Both plans offer transportation of the deceased back to the funeral establishment if death occurs 100 km or more away from legal residence. This includes consular services if it happens outside of Canada.

TRUST

POINTS OF INTEREST FOR THE CONSUMER

  • No penalties
  • No age limit
  • No health questions
  • Flexible payment plans
  • Get back every penny you put in plus interest earned

POINTS OF INTEREST FOR THE FUNERAL HOME

  • Flexible allowance options
  • No allowance penalties for early death or cancellation
  • Timely and reliable monthly reporting
  • No membership fees
  • T5 Administration
  • Government Guaranteed: CDIC (www.cdic.ca)
  • or DICO (www.dico.com)
ANNUITY

POINTS OF INTEREST FOR THE CONSUMER

  • No penalties
  • Flexible payment plans
  • Get back every penny put in plus interest earned if cancelled
  • Age 0 - 99
  • No health questions
  • Optional Riders including: WWTI (World Wide Travel Insurance), Other Expenses, Monument and Marker, and FDS (Final Document Services)

POINTS OF INTEREST FOR THE FUNERAL HOME

  • Upfront cash allowance
  • Timely and reliable monthly reporting
  • Victoriaville casket price protection program
  • Accidental Death Coverage
INSURANCE

POINTS OF INTEREST FOR THE CONSUMER

  • Health questions on time pay do not impact coverage
  • Visa and Mastercard accepted on all plans
  • Optional Riders including: WWTI (World Wide Travel
  • Insurance), Other Expenses, Monument and Marker,
  • and FDS (Final Document Services)
  • All healthy lives and plans will receive full coverage from day one
  • Funeral value + growth if death occurs after waiting period for all unhealthy time pays

POINTS OF INTEREST FOR THE FUNERAL HOME

  • Upfront cash allowance
  • Timely and reliable monthly reporting
  • Competitive premium rates
  • Increased payment options 1, 3, 5, 10, 15 and 20 years
  • Victoriaville casket price protection program
  • GFD's insurance products are provided & underwritten by Assurant Life of Canada. Assurant Life of Canada is a member of Assuris, the not-for-profit organization that protects Canadian policyholders if their life insurance company fails (www.assuris.ca).
  • Guaranteed Growth Bonus on 3-20 year plans
  • Accidental Death Coverage
WWTI

POINTS OF INTEREST FOR THE CONSUMER

  • 24/7 Assistance
  • Transfer the deceased to a local funeral establishment when the death occurs
  • Arranging for preparation and transportation of the deceased to their originally selected Bereavment Establishment
  • Handle all the necessary documents if the death occurs outside of Canada
  • If the participant is traveling alone, transportation and reasonable travel expenses for the next of kin to accompany the deceased back home

POINTS OF INTEREST FOR THE FUNERAL HOME

  • Combine the cost of the plan with the time pay premiums for Annuity and Insurance enrollment
GFD TAP

POINTS OF INTEREST FOR THE CONSUMER

  • 24/7 Assistance
  • Transfer the deceased to a local funeral establishment when the death occurs
  • Arranging for preparation and transportation of the deceased to their originally selected Funeral Home
  • Handle all the necessary documents if the death occurs outside of Canada

POINTS OF INTEREST FOR THE FUNERAL HOME

  • Upfront cash allowance
  • One fee single pay
  • Stand-alone product can be sold without a funeral contract